*{box-sizing:border-box}
:root{
--navy:#102f47;--navy-dark:#071c2d;--blue:#2f719f;--gold:#e8b85f;--gold-light:#f5d68e;
--cream:#fff7eb;--soft:#f6fbfe;--warm:#fffdf8;--text:#243746;--muted:#667085;--white:#fff;
--shadow:0 24px 60px rgba(0,0,0,.14);--soft-shadow:0 14px 40px rgba(16,47,71,.1)
}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,sans-serif;background:var(--warm);color:var(--text);line-height:1.75}
.container{width:min(1180px,92%);margin:auto}
.header{position:sticky;top:0;z-index:50;background:rgba(255,253,248,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(0,0,0,.06)}
.nav{display:flex;justify-content:space-between;align-items:center;padding:18px 0;gap:20px}
.logo{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--navy)}
.logo-box{width:42px;height:42px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--blue));color:white;font-weight:900}
.desktop-nav{display:flex;gap:16px;align-items:center;font-weight:700;flex-wrap:wrap;font-size:.93rem}
.desktop-nav a{text-decoration:none;color:var(--navy)}
.nav-cta{background:var(--gold);padding:11px 16px;border-radius:999px;box-shadow:0 10px 24px rgba(232,184,95,.28)}
.mobile-btn{display:none}
.mobile-nav{display:none}
.hero{position:relative;overflow:hidden;padding:98px 0;background:radial-gradient(circle at top right,rgba(232,184,95,.35),transparent 30%),linear-gradient(135deg,var(--navy-dark),var(--blue));color:white}
.hero:before{content:"";position:absolute;width:520px;height:520px;border-radius:999px;background:rgba(255,255,255,.06);left:-210px;bottom:-220px}
.hero-grid,.content-grid,.contact-grid,.footer-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:start;position:relative;z-index:2}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:900;color:var(--gold-light);margin:0 0 14px}
.eyebrow.dark{color:var(--blue)}
h1{font-size:clamp(2.75rem,6vw,5.1rem);line-height:1.02;letter-spacing:-.05em;margin:0 0 24px}
h2{font-size:clamp(2rem,4vw,3.1rem);line-height:1.06;letter-spacing:-.04em;margin:0 0 22px;color:var(--navy)}
h3{color:var(--navy);margin-top:0}.hero h2,.dark-section h2,.dark-section h3,.contact-section h2{color:white}
.lead{font-size:1.3rem;max-width:760px}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.btn{padding:15px 24px;border-radius:999px;text-decoration:none;font-weight:900;display:inline-flex;align-items:center;justify-content:center;border:none;cursor:pointer}
.primary{background:linear-gradient(135deg,var(--gold),var(--gold-light));color:var(--navy);box-shadow:0 16px 34px rgba(232,184,95,.3)}
.secondary{background:white;color:var(--navy)}
.dark-btn{background:var(--navy);color:white}
.trust-row,.contact-points{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.trust-row span,.contact-points span{padding:9px 13px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);font-weight:800;font-size:.92rem}
.hero-card{background:rgba(255,255,255,.1);backdrop-filter:blur(18px);padding:34px;border-radius:34px;border:1px solid rgba(255,255,255,.15);box-shadow:var(--shadow)}
.hero-card .mini{display:inline-block;padding:8px 12px;background:rgba(255,255,255,.12);border-radius:999px;font-size:.8rem;font-weight:900;margin-bottom:18px}
.hero-stats{display:grid;gap:18px;margin:28px 0}.hero-stats div{padding:18px;border-radius:20px;background:rgba(255,255,255,.08)}.hero-stats strong{display:block;margin-bottom:6px}
.ticker{overflow:hidden;background:var(--cream);padding:16px 0}.ticker-track{display:flex;gap:54px;white-space:nowrap;animation:ticker 30s linear infinite;font-weight:900;color:var(--navy)}@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.section{padding:92px 0}.section-header{max-width:850px;margin-bottom:40px}.center{text-align:center;margin-left:auto;margin-right:auto}.section-lead{font-size:1.15rem;color:var(--muted)}
.panel{background:white;padding:38px;border-radius:34px;box-shadow:var(--soft-shadow)}.cream-panel{background:var(--cream)}
.quote{margin:30px 0;padding:28px;border-left:5px solid var(--gold);background:var(--cream);border-radius:0 24px 24px 0;font-size:1.12rem;font-weight:800}
.side-stack{display:grid;gap:24px}.info-box{background:white;padding:30px;border-radius:30px;box-shadow:var(--soft-shadow)}.dark-box{background:linear-gradient(135deg,var(--navy),var(--blue));color:white}.dark-box h3{color:white}.dark-box a{color:var(--gold-light);font-weight:900}
.card-grid,.resource-grid,.story-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card,.resource-card,.story-card{background:white;border-radius:30px;box-shadow:var(--soft-shadow);overflow:hidden;transition:.2s}.card:hover,.resource-card:hover,.story-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.card{padding:30px}.card-icon{width:54px;height:54px;border-radius:18px;display:grid;place-items:center;background:var(--navy);color:white;font-weight:900;margin-bottom:18px}.card a,.resource-card a{font-weight:900;color:var(--blue);text-decoration:none}
.dark-section{background:linear-gradient(135deg,var(--navy-dark),var(--navy));color:white}
.timeline{display:grid;gap:20px}.timeline-item{display:grid;grid-template-columns:78px 1fr;gap:22px;padding:26px;border-radius:26px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.08)}.timeline-number{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:var(--gold);color:var(--navy);font-weight:900}
.story-top{height:150px;background:radial-gradient(circle at top right,rgba(232,184,95,.5),transparent 35%),linear-gradient(135deg,var(--navy),var(--blue))}
.story-body,.resource-card{padding:30px}.tag{display:inline-block;margin-bottom:14px;padding:8px 12px;border-radius:999px;background:var(--cream);font-size:.8rem;font-weight:900;color:var(--navy)}
.expand-btn{margin-top:12px;background:none;border:none;padding:0;font-weight:900;color:var(--blue);cursor:pointer}.expand-content{display:none;margin-top:18px;padding-top:18px;border-top:1px solid rgba(0,0,0,.08)}.expand-content.open{display:block}
.resource-card{text-decoration:none;color:var(--text)}.soft-section{background:var(--soft)}
.contact-section{background:linear-gradient(135deg,var(--navy-dark),var(--blue));color:white}.contact-phone{margin:30px 0}.contact-phone span{display:block;font-weight:800;margin-bottom:8px}.contact-phone a{font-size:2.4rem;font-weight:900;color:var(--gold-light);text-decoration:none}.contact-form{background:white;padding:34px;border-radius:34px;box-shadow:var(--shadow)}.contact-form label{display:block;margin-bottom:18px;font-weight:900;color:var(--navy)}input,textarea,select{width:100%;padding:16px;margin-top:8px;border-radius:16px;border:1px solid rgba(0,0,0,.12);font:inherit}.full{width:100%}
.footer{background:var(--navy-dark);color:white;padding:50px 0 90px}.footer p{color:rgba(255,255,255,.72)}
.sticky-btn{position:fixed;right:20px;bottom:20px;z-index:100;background:linear-gradient(135deg,var(--gold),var(--gold-light));color:var(--navy);padding:16px 24px;border-radius:999px;font-weight:900;text-decoration:none;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.fade{animation:fade .75s ease both}.delay{animation-delay:.15s}@keyframes fade{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
@media(max-width:1020px){.desktop-nav{display:none}.mobile-btn{display:block;background:var(--navy);color:white;border:none;padding:10px 16px;border-radius:999px;font-weight:900}.mobile-nav{display:none;padding:0 4%;background:white;border-top:1px solid rgba(0,0,0,.08)}.mobile-nav.open{display:grid}.mobile-nav a{padding:15px 0;border-bottom:1px solid rgba(0,0,0,.06);font-weight:800;color:var(--navy);text-decoration:none}.hero-grid,.content-grid,.contact-grid,.footer-grid,.card-grid,.resource-grid,.story-grid{grid-template-columns:1fr}.timeline-item{grid-template-columns:1fr}h1{font-size:2.7rem}.section{padding:70px 0}.sticky-btn{left:20px;right:20px;text-align:center}}